Buy Home and Car Insurance Online (2024)

Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
1In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!

Offers may be changed, withdrawn or extended at any time without notice.

• 10% Auto Insurance Savings (Ontario only)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the auto insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.

• 10% Home Insurance Savings (not available in Quebec)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsem*nts: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.

• 5% Savings on Home Insurance; 10% Savings on Car Insurance (Quebec only)

Home Insurance: A Buy Online Discount of 5% in the first policy term will be applied to premiums charged for the base insurance policy and the following endorsem*nts: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Car Insurance:
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- A 5% Digital Discount for completing the car insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the car insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).

• 5% Auto Insurance Savings (Alberta)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44

• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.

• 5% Auto Insurance Savings (PEI)

5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.

•5% Auto Insurance Savings(Nunavut, Northwest Territories, Yukon)

5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

Buy Home and Car Insurance Online (2024)

FAQs

Is it okay to buy auto insurance online? ›

As long as you're shopping with a legitimate insurance company, it's safe to buy auto coverage entirely online. Many of the top auto insurers in the country allow you to buy coverage through their websites.

Can insurance be purchased online? ›

Yes! Many insurance companies offer the option to buy car insurance online instantly, where you can get a quote, pay, and print proof of insurance in minutes. Before searching for car insurance quotes, it's important to understand the process of buying same-day car insurance online. Gather all necessary information.

Who has the cheapest homeowners insurance? ›

State Farm, Auto-Owners and Erie provide the cheapest homeowners insurance, based on our team's review. We based our top picks on the most affordable options for customers across various situations and backgrounds, including multiple credit scores and claim histories.

Is it better to bundle car and home insurance? ›

The benefits of an auto and home insurance bundle

Lower premiums. A multipolicy discount could save you as much as 30%, according to some insurer websites, depending on the company and where you live. Simplified policy management. It's easier to manage multiple policies when they come from the same company.

Is it better to buy insurance online or in person? ›

While buying insurance online offers the advantage of cost-effectiveness, purchasing insurance through an agent provides the benefits of personalized service and in-depth policy analysis. Customers must consider their unique needs and priorities to determine the best option.

Is it cheaper to buy insurance online or over the phone? ›

It can be. Some insurance companies give you a discount for buying car insurance online. But even if it's cheaper, it's not always the best option. If you aren't sure what coverage you need or how car insurance works, it's better to work with an agent.

What are three ways to buy insurance? ›

You can buy an individual policy from an insurance company, a licensed health insurance agent, or from Covered California- California's Healthcare Marketplace.

Can you get car insurance online without talking to someone? ›

Most notable auto insurers offer the option to buy online without talking to someone. If you have questions during your online quote with Progressive or simply prefer to finish the quote over the phone, you can call 1-800-776-4737 to speak to a licensed representative for your state.

Do you need proof of purchase for insurance? ›

Some contents insurance providers state in their policy wording that you can only make a claim for an item if you can provide the receipt. And you'll always have to provide a list of your damaged belongings, even if you don't have proof of ownership for every item.

Is a $2500 deductible good home insurance? ›

Is $2,500 a good home insurance deductible? As long as you're comfortably able to pay it in the event of a claim and don't mind footing the bill for smaller losses (say, a broken pipe or stolen laptop), $2,500 is a fine deductible to choose.

Who typically has the cheapest insurance? ›

The best and cheapest car insurance

State Farm is the cheapest national car insurance company, at $50 per month for liability-only coverage. American Family and Geico also have affordable quotes, averaging $61 per month. USAA has the cheapest rates overall, charging $34 per month.

Who has the most expensive home insurance? ›

Oklahoma, Nebraska and Texas have the highest average annual home insurance premiums in the U.S.

What is the #1 auto insurance in the US? ›

Best Car Insurance Companies of June 2024
Best car insurance categoryCompany winner
Best insurance company overallTravelers
Best insurance company for affordabilityAmerican Family
Best insurance company for accident forgivenessGeico
Best insurance company for having few customer complaintsNJM
4 more rows

Which homeowners insurance company has the highest customer satisfaction? ›

The best home insurance companies at a glance
Best home insurance categoryCompany winner
Best for consumer satisfactionAmica
Best coverageAndover Companies
Best for high-value homesChubb
Best for using an agentCountry Financial
2 more rows

Is USAA only for the military? ›

To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA. USAA Federal Savings Bank offers deposit, credit card, consumer lending, mortgage, and other banking products and services.

Do online car insurance quotes affect credit score? ›

Getting insurance quotes doesn't hurt your credit-based insurance score or other credit scores. You may even want to get quotes for a new policy every six months to a year to ensure you've still got the best deal.

Should you shop around car insurance? ›

We recommend shopping around for new car insurance every time your policy is up for renewal. This could be once or twice per year. You can always stay with your current company, but shopping around would help you find out if a better option became available.

How does your credit score affect your vehicle insurance in most states? ›

A higher credit score decreases your car insurance rate with almost every insurance company and in most states. Getting a quote, however, does not affect your credit.

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