Compare credit cards for April 2024 | Finder UK (2024)

NatWest Credit Card

NatWest Credit Card

4.5

★★★★★

12.9%

12.9%
(0% fee)

£0

12.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 12.9% (variable) p.a., your representative rate is 12.9% APR (variable).

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The Royal Bank Credit Card

The Royal Bank Credit Card

4.5

★★★★★

12.9%

12.9%
(0% fee)

£0

12.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 12.9% (variable) p.a., your representative rate is 12.9% APR (variable).

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Santander Everyday Long Term Balance Transfer Credit Card

Santander Everyday Long Term Balance Transfer Credit Card

4.0

★★★★★

0% for 3 months reverting to 23.9%

0% for 26 months
(3% fee)

£0

23.9% APR (variable)

Sign up for Santander Boosts to receive cashback, vouchers, offers and prize draws from selected retailers.

Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).

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Royal Bank of Scotland Longer Balance Transfer Credit Card

Royal Bank of Scotland Longer Balance Transfer Credit Card

3.5

★★★★★

0% for 3 months reverting to 24.9%

0% for 23 months
(3.49% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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4.0

★★★★★

0% for 19 months reverting to 24.9%

0% for 19 months
(2.99% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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NatWest Balance Transfer Credit Card

NatWest Balance Transfer Credit Card

3.5

★★★★★

0% for 3 months reverting to 24.9%

0% for 13 months
(0% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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NatWest Longer Balance Transfer Credit Card

NatWest Longer Balance Transfer Credit Card

4.0

★★★★★

0% for 3 months reverting to 24.9%

0% for 23 months
(3.49% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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Royal Bank of Scotland Balance Transfer Credit Card

Royal Bank of Scotland Balance Transfer Credit Card

3.5

★★★★★

0% for 3 months reverting to 24.9%

0% for 13 months
(0% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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HSBC Balance Transfer Credit Card

HSBC Balance Transfer Credit Card

4.0

★★★★★

0% for 3 months reverting to 24.9%

0% for 24 months
(3.49% fee, min £5 fee)

£0

24.9% APR (variable)

Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circ*mstances.

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4.0

★★★★★

0% for 19 months reverting to 24.9%

0% for 19 months
(2.99% fee)

£0

24.9% APR (variable)

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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4.0

★★★★★

0% for 3 months reverting to 24.9%

0% for 26 months
(3.49%, min £5 fee)

£0

24.9% APR (variable)

1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).

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HSBC Purchase Plus Credit Card

HSBC Purchase Plus Credit Card

4.0

★★★★★

0% for 18 months reverting to 24.9%

0% for 16 months
(3.49%, min £5 fee)

£0

24.9% APR (variable)

Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circ*mstances.

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Santander All in One Credit Card

Santander All in One Credit Card

4.5

★★★★★

0% for 15 months reverting to 23.9%

0% for 15 months
(0% fee)

£3 per month

29.8% APR (variable)

0.5% after £1 of monthly spend. Maximum of £10 cashback paid per month. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.

Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).

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NatWest Reward Credit Card

NatWest Reward Credit Card

3.5

★★★★★

25.9%

25.9%
(0% fee)

£24 per annum. Reward Current Account holders: £0 per annum

31% APR (variable)

You'll earn 1% back at supermarkets and 0.25% back everywhere else, including supermarket petrol stations. At selected retailers, you could earn 1-15% back.

Representative example: When you spend £1,200 at a purchase rate of 25.9% (variable) p.a. with a fee of £24 per annum. Reward Current Account holders: £0 per annum, your representative rate is 31% APR (variable).

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British Airways American Express® Credit Card

British Airways American Express® Credit Card

Finder Award

4.0

★★★★★

31%

31%
(3% fee)

£0

31% APR (variable)

Earn 5,000 points when you spend £1,000 within 3 months of account opening. Terms apply. UK 18+, subject to status. Earn 1 Avios for virtually every £1 spent.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).

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American Express® Rewards Credit Card

American Express® Rewards Credit Card

Finder Award

4.0

★★★★★

31%

31%
(3% fee)

£0

31% APR (variable)

Earn 1 Membership Rewards® point for every £1 spent thereafter. Earn up to 90,000 bonus points per year through refer a friend, 4,000 points awarded for every friend approved. 1 point = 0.45p (min 1,000 points) to shop, other rewards have differing conversions.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).

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OFFER

Amex® Cashback Everyday Credit Card

Amex® Cashback Everyday Credit Card

Finder Award

OFFER

4.0

★★★★★

31%

31%
(3% fee)

£0

31% APR (variable)

New Cardmembers get 5% cashback on your purchases (up to £125) for the first 5 months of Cardmembership. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status. Terms apply. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).

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Royal Bank of Scotland Reward Credit Card

Royal Bank of Scotland Reward Credit Card

3.5

★★★★★

25.9%

25.9%
(0% fee)

£24 per annum. Reward Current Account holders: £0 per annum

31% APR (variable)

Earn 1% back at supermarkets and 0.25% back everywhere else, including supermarket petrol stations. At selected retailers, you could earn 1-15% back.

Representative example: When you spend £1,200 at a purchase rate of 25.9% (variable) p.a. with a fee of £24 per annum. Reward Current Account holders: £0 per annum, your representative rate is 31% APR (variable).

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Barclaycard Forward Credit Card

Barclaycard Forward Credit Card

4.0

★★★★★

0% for 3 months reverting to 33.9%

33.9%
(0% fee)

£0

33.9% APR (variable)

Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.

Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).

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Amex® Cashback Credit Card

Amex® Cashback Credit Card

Finder Award

3.5

★★★★★

31%

31%
(3% fee)

£25 per annum

36.7% APR (variable)

Welcome offer: Get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £25 per annum, your representative rate is 36.7% APR (variable).

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American Express® Nectar Credit Card

American Express® Nectar Credit Card

Finder Award

4.0

★★★★★

31%

31%
(3% fee)

Year 1 - £0, Year 2 onwards - £30 per annum

37.8% APR (variable)

New welcome offer: Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 37.8% APR (variable).

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NatWest Reward Black Credit Card

NatWest Reward Black Credit Card

4.0

★★★★★

21.9%

21.9%
(0% fee)

£84 per annum. Reward Black Current Account holders: Year 2 onwards - £0 per annum

40.7% APR (variable)

You'll earn 1% back at supermarkets and 0.5% back everywhere else, including supermarket petrol stations. At selected retailers, you could earn 1-15% back.

Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: Year 2 onwards - £0 per annum, your representative rate is 40.7% APR (variable).

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Royal Bank of Scotland Reward Black Credit Card

Royal Bank of Scotland Reward Black Credit Card

4.0

★★★★★

21.9%

21.9%
(0% fee)

£84 per annum. Reward Black Current Account holders: £0 per annum

40.7% APR (variable)

Earn 1% back at supermarkets and 0.5% back everywhere else, including supermarket petrol stations. At selected retailers, you could earn 1-15% back.

Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: £0 per annum, your representative rate is 40.7% APR (variable).

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The Marriott Bonvoy American Express Card

The Marriott Bonvoy American Express Card

Finder Award

4.0

★★★★★

31%

31%
(3% fee)

£95 per annum

54.8% APR (variable)

Earn 20,000 bonus Marriott Bonvoy ® points when you spend £3,000 in the first 3 months of Cardmembership. 18+, subject to status. Terms apply.

Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £95 per annum, your representative rate is 54.8% APR (variable).

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Compare credit cards for April 2024 | Finder UK (2024)
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