Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (2024)

Want to save time and money planning and booking your next trip?

Wondering if there are easy, cheap ways to travel that don't include having credit cards that accrue travel rewards points?

Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (1)

Some of the more common forms of travel hacking includecoordinating points programs and juggling various credit cards.

The truth is, the credit card fees you'll pay (carrying a balance) and longer flight times most are usually eligible for can end up costing more time and money than booking without any rewardspoints program.

Here are cheap ways to travel. Some strategies and tips we’ve tested to help you cut travel costs, no credit card rewards programs necessary.

Choosing destinations

Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (2)

1. Pick a cheap destination-There are so manyof them to choose from! Price of Travel.com offers lots inspiration with their list of 136 of the world's cities ranked from cheapest to most expensive. Time of year can impact the affordability of destinations as well. This article, The Cheapest Place to Travel Every Month of 2018 has some great budget-friendly ideas for each month of the year. The key is picking one that cheap to fly to from where ever you live (more on how to that in the next section).

2. Look at places where your money is worth more-Currency fluctuations can make some exciting vacation decisions really cheap! For example, the slumping loonie makes a visit to Canada a lot more affordable for a lot of would-be visitors. How does your local currency stack up to the places you want to visit?

3. Choose more affordable alternatives to popular vacation destinations-Have you been dreaming of visiting an expensive vacation destination like New York City or Bora Bora? There might be a much cheaper alternative to help you make your dream vacation affordable this year!

Booking flights

Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (3)

Timing and flexibility are key.

4. Best time to bite the bullet and book-According to a study done by CheapAir, on average, you will find the cheapest airfares for domestic flights within the U.S. can be found somewhere between 6-8 weeks (54 days) before departure.

Understandably, the best time to book international flights is a bit more complicated. There are a lot of different variables that can affect pricing as every market is unique around the globe. We have found incredibly cheap airfares at a variety of different times before we wanted to fly.

Thatsaid there is data that shows the best time book flights to Central and South America is between 8 and 12 weeks before departure. Similarly, the best airfare prices to Mexico and Canada from the U.S. also falls within that time frame (around 60 days out). For the sweet spot for pricing to Europe, dates are pushed out a bit further to about 3 months before the desired departure and the best price for flights to Asian destinations are around the same time frame, about 3 months out.

5. Find your flight before youbook your vacation time- Once you've picked some destinations it's time to find flights. We found a site that's better than any other for finding cheap airfares. Skiplagged.com is a travel search engine designed to benefit consumers. It shows detailed comparisons for cheap flights including deals on airfares not found anywhere else; industry secrets that could save you up to 80% on flights!

6. Find the cheapest airports to fly to and from-Another way to save money on flights is choosing the best airports to fly to and from. This list, "23 Cheapest European Cities and Airports to Fly Into" is a helpful guide if you're located in North America. Here's another article, "Cheap Flights to Asia: Insider Tips and Tricks". It outlines major airline hubs in Asia which are typically cheaper to fly into as well as other helpful travel hacks relating to flights.

7. Have more time than money?-Got a lot of time to spend getting to your destination? Skip flying direct, add some connections and watch fares drop as much as 50%!

8. Or, little time and little money?-Want to get away but have little time and money to do so? Skiplagged's search engine will deliver the cheapest flights from your locale for your quick trip. Scroll down and check out Random Deals on their homepage for some inspiration.

9. Other considerations and comparisons to find the best deals-

  • Choose the cheapest days of the week to fly- There has been a lot written on this topic and in years past data has shown Tuesday's and Wednesday's as the cheapest days to fly. In late 2017, extensive research done by Expedia showed a shift in that trend. Sunday's ended up having the cheapest Airline ticket prices. The day that has continued to be the most expensive for pricing is Friday.
  • Time of day for flights also impacts pricing. Generally speaking late night (red-eye) and early morning (pre-dawn) flights are cheapest.
  • If you know when you want fly setting up an airfare alert is another way to stay on top of the best pricing. Doing so will deliver the best deals right to your inbox.
  • No Airline always has the cheapest prices, not for every single flight. Always compare Airline prices. doing so only takes seconds. If you don't, you may end up paying more than you need too.

Accommodation

Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (4)

10. Our favorite way to save on accommodation is house sitting-The last time we were in Europe we stayed 5 months. During that time we explored England, France, and Belgium and only paid for 5 nights of accommodation! We saved a small fortune on our extended trip thanks to house sitting. Sign up for our free seven-day e-course to learn more house sitting or visit our house sitting stories archive herefor more info on the subject.

11. If you live in a popular vacation destination- Trading places with other foreign travelers could be a great way for you to garner a free stay.

Here are the top sites to connect you with other would be house swappers: Home Exchange, Love Home Swap, Home for Home and Guest to Guest. This article "Best Home Exchange Websites- Updated August 2017" offers lots of great information on house swapping.

12. Rent a home away from home and save- We love renting Entire Place Rentals with Airbnb!Doing so has always been cheaper than staying in hotels and even hostels for us. The added space, being a full apartment and value-added amenities like a full kitchen and washing machines have made us more comfortable and saved us tons of money too.

This post, "How We Feel at Home Staying With Airbnb" details how we use Airbnb and tips and tricks to find the best rentals to suit your travel needs.

13.Best 'bang for your buck' hotels-Budget hotels vary greatly in service and amenities. We don't always book the cheapest budget hotels but we do opt for the brands that offer the best value for money.

Motel One- A German brand with locations throughout Europe, Motel One is hands down our favorite budget hotelier.

These reviews detail why: "Affordable Luxury at Motel One- The Best Budget Hotel in Brussels" and "Motel One Manchester Piccadilly: Luxurious BudgetAccommodation in Manchester".

Premier Inn- With hotels worldwide, Premier Inn has always offered us great service and convenient locations at very budget-friendly prices.

Happy Culture Hotels in France- The Happy Culture Collection of hotels throughoutFrance offers travelers service and amenities that make every guest feel like a V.I.P.

14. More great accommodation aggregators and search engines-There arescads of travel accommodation booking sites today. So many, it's easy to get overwhelmed quickly. We definitely have our favorites for ways to stay and Hotel brands we trust but sometimes our choices for things like house sits and quality Airbnb rentals are severely limited.

Two aggregators (sites that compare various accommodation booking sites) we turn to when we need a bird's eye view of accommodation choices are Booking, Trivago and All the Rooms.

All the Rooms offers comprehensive search functions for finding travel accommodation. We like the mixed assortment they compare; hotels, apartments, hostels, and more. It lets you factor in all of your preferences for location, amenities, aesthetics, and reviews to deliver the best choices based on your criteria.

Trivago is another one we really like. It makes it easy to compare and find the best hotel pricing across the biggest hotel booking sites.

How to save big on attractions and food costs

  • Buy city tourism cards. Doing so could get you free entry to popular attractions and discounts to varies shops and restaurants around town.
  • Want to eat out more affordably? Opt for lunch out in instead of dinner. Choosing restaurants a few blocks outside the tourist zone will also deliver more budget-friendly pricing. We like to eat at local markets- the food is usually cheap, plentiful, and delicious. Furthermore, rent accommodation with a kitchen and eat breakfast, and dinner with great ingredients you found at the market!

The bottom line on cheap ways to travel

There are many different ways to travel and tons of ways to save on travel costs. Planning a cheap trip can be a bit overwhelming. There is an incredible variety of websites and apps designed to save would be travelers money. Then there is the multitude of travel rewards credit cards vying for your business. The truth is you don't need to spend money you hadn't planned to on credit just to meet minimum requirements for travel points.

Here are the top three things that have saved us the most money on travel:

  • House sitting- We have traveled well on as little as $25 USD a day for a family of three because of house sitting!
  • Flying budget airlines and being flexible with our travel dates. The best value transcontinental flights we've taken were with Norwegian and Air Transat. Hands down, these carriers offer the most comfort and best value for money than other airlines we've tried. Diligently comparing airline pricing, and flying early or flying late has also saved us a ton on flight costs.
  • Eating out, off the tourist trail and preparing some meals ourselves with delicious local ingredients.

Here are a few more articles filled with tips and tricks we've learned over 1000 days of perpetual travel.

Long Term Packing Tips Learned over 900 Days of Perpetual Travel

Travel on a Budget vs. Budget Travel- Here's the Difference

20 Easy Ways to Save on Travel Right Now

Effective Ways to Save on Travel Costs- No Travel Rewards Credit Cards Required - The Expat Experiment (2024)

FAQs

Why travel credit cards are bad? ›

Travel cards tend to have higher interest rates than many other credit cards and the last thing you want is to pay more in interest than you earn with rewards. If you're not able to pay off your balance every month, you may benefit more from cards that offer 0 percent intro APR on new purchases or balance transfers.

Are travel rewards programs worth it? ›

The more high-end the travel credit card, the more benefits you can enjoy, including lounge access or automatic elite status in certain programs. That said, a brand-specific airline or hotel card can net you benefits like waived baggage fees or free breakfast, which can have meaningful dollar value.

Are credit cards better for travel? ›

Credit cards typically provide better exchange rates than what you'll get from ATM machines and currency stands. Depending on your card issuer, your purchases might automatically qualify for insurance. This coverage doesn't simply apply to consumer goods — it also covers travel delays and lost luggage.

Can I use a travel credit card for everyday purchases? ›

How travel credit cards work. Generally, travel credit cards allow you to earn rewards—usually in the form of points or miles—by making everyday purchases. And you can use them like you would any other credit card. One important thing to note is that each travel card may offer a different rewards program.

Should you get a credit card for international travel? ›

Choose a card designed for travel

For example, many non-travel credit cards will charge a fee when you make a purchase that is processed outside the U.S. During your international trip, you could pay up to 3% in foreign transaction fees for all spending. But most travel credit cards waive these fees.

What is the disadvantage of a travel money card? ›

Cons of Travelling with a Travel Card

Fees: There may be fees associated with certain travel cards1. These can range from fees to load and reload your card, purchase fees, issue fees, and fees when you decide to cash out any remaining balances.

What is the best travel discount website? ›

Let's start with the top 10 best travel websites 2023 has to offer for great deals:
  • Kayak. ...
  • Scott's Cheap Flights. ...
  • Tripadvisor. ...
  • Priceline. ...
  • Hotwire. ...
  • Orbitz. ...
  • Hotels. You can get amazing daily deals on hotels that are up to half off the average cost. ...
  • Google Flights. Search for the best airfares across all airlines and track prices.

Which travel site has the best rewards? ›

So basically, if you're only booking a hotel, Hotels.com has by far the strongest rewards program, but if you want to buy a package, you will get the best reward with Expedia (especially if using the app). And if you are only getting a flight, Orbitz is the winner.

Which airline is the best to be loyal to? ›

Alaska, Hawaiian and JetBlue lead the way on cash value per mile. Sam Kemmis is a travel rewards expert at NerdWallet specializing in airline and hotel loyalty programs.

What type of card is best to use abroad? ›

If you're heading overseas on holiday or on a business trip, getting a travel credit or debit card could be one of the cheapest ways to spend while abroad. Often, a regular bank account debit card will charge you hefty fees and a poor exchange rate if you use it abroad for a transaction or cash withdrawal.

Is it worth getting a travel card for abroad? ›

Safety. Prepaid travel cards offer a level of security that cash simply can't match. If you lose your card or it's stolen, you can block it, safeguarding the funds. Many card companies also offer quick card replacement services or can provide emergency cash, which can be a lifesaver when you're in a foreign country.

What is the best credit card to use travel points? ›

Best Travel Credit Cards of May 2024
  • Citi Premier® Card: Best feature: Three points per dollar on travel.
  • Chase Sapphire Preferred® Card: Best feature: Travel rewards.
  • Chase Freedom Unlimited®: Best feature: Flexible cash back rewards.
  • Chase Sapphire Reserve®: Best feature: Travel rewards with an annual travel credit.

How many miles for a free flight? ›

You need 6,000 to 20,000 miles for a free one-way flight, depending on how far you're flying, which airline you're using and the dates of your travel. A one-way international flight will usually cost 35,000-50,000+ miles. Airline miles and points are generally worth around 1 cent each, but their value can vary.

What are the disadvantages of using a credit card to pay for the vacation? ›

Using your credit card when vacationing can trigger overspending, leaving you with a nightmare bill to pay off when you return home. It'll also cost you more, as you may have interest tacked on to your bill if you don't pay it off before it's due.

How many credit cards should you take on vacation? ›

2 is the magic number

Certain vendors may not accept all card networks — Visa and Mastercard are widely accepted around the world, while American Express and Discover are accepted less frequently. If your usual card gets rejected, your backup card can come into play.

What's the point of a travel credit card? ›

Travel credit cards make it easy to earn rewards — usually offered in the form of points or miles — for certain types of purchases. You can typically redeem your travel rewards for the big expenses associated with your next trip such as flights, hotels, car rentals and vacation packages.

Do you think it's a good idea to use a credit card when travelling? ›

Whether it's for security, convenience or just out of habit, a credit card is a traveller's best friend. On top of making it easier to make purchases abroad and helping you get ready for your trip, most credit cards offer several advantages that make them a preferred way to pay.

Is it better to travel with a debit or credit card? ›

Tip: A credit card may be your best choice for big purchases such as plane tickets, accommodation, transportation, car rentals and pricier meals so you have a record of larger transactions when you get home.

What are the cons of prepaid travel cards? ›

There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. Check the fine print on the card for fee types.

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