NHL Players Need to Protect Themselves Off-ice Too (2024)

by Brandon Hill, CFP

The NHL has talked a lot about head shots and dirty hits in the last few years. The league has also taken a lot of heat to make sure that they are doing everything they can to protect their players, either through rule changes or heavier consequences (whether they are or not is a different debate). And while big hits and fighting in the league appeals to a section of the fanbase and may not be going anywhere, no one ever wants to see a player get hurt or have their career ended because of an injury.

Financially speaking, a career-ending injury could blow up a player’s plan. If they are injured while playing for their NHL club then yes, their contract will continue to be paid out. But what if they suffer a freak accident away from the game and are unable to play? What about the future contracts they might have been able to sign?

NHL Players Need to Protect Themselves Off-ice Too (1)

Athlete Disability Insurance

There is a program that players use to protect themselves financially from a career-ending injury (or illness): Athlete Disability Insurance. Most people are familiar with disability insurance. Some have it through their employer, some buy coverage privately, while others don’t have any coverage at all.

However, typical disability policies are different from an Athlete Disability Policy. Rather than locking in coverage to pay out future monthly payments (used to replace all or a portion of income while unable to work), athletes’ policies are structured to pay out one sum, and in some cases that can be 10s of millions of dollars.

Why are these policies so big? Because of their overall objectives. Athlete’s use this insurance as a tool to cover their contract and to protect their potential earnings. There are two main types of coverage: 24-Hour and Off-ice. As you probably guessed, 24-Hour provides coverage related to their NHL duties as well as the activities enjoyed during their personal time.Off-icecoverage only accounts for activities and time unrelated to their NHL employment.

Young players will typically blend a combination of both as their contracts are much smaller in size and length, whereas veterans on long-term deals might focus onOff-ice coverage, as their contract size and duration provides financial protection from NHL-related injuries.

NHL Players Need to Protect Themselves Off-ice Too (2)

The clubs and the NHLPA also provide players with two levels of disability insurance coverage for injury or sickness (one is for serious disabilities) that might end their playing career. The main coverage is a fixed amount based on the player’s age at the time.

Insurance Playing a Role in International Competition

Insuring athletes is an important risk strategy not only for NHL teams and their players but also for international competition. This was a big discussion point in the NHL’s recent decision not to send their athletes to the 2018 Olympic Winter Games. Not only were owners concerned about their players getting hurt, but also who would pay to insure the clubs from the financial losses they would incur by losing star players to injury?

There were also rumours that this was a major reason John Tavares didn’t attend the 2018 World Hockey Championship with Canada and it makes sense. As an unrestricted free agent this summer looking to sign a major long-term deal (and who has been injured in international competition before), he would be taking a financial risk by exposing himself to injury. If he did attend, he would need coverage somewhere in the mid-8 figures.

While the safety of players is always the top priority, looking inside the business of hockey, the protection of players from a financial standpoint is also very important for the athlete, their family, team risk management and even decisions to attend the Olympics.

NHL Players Need to Protect Themselves Off-ice Too (2024)

FAQs

How long can an NHL player stay on ice? ›

45 seconds allows players to be on the ice long enough to ensure they can maintain a maximum intensity of play without decreasing their performance. Typically speaking, if a player is skating at 100% intensity, they should be out of energy at around the 45 second mark.

Do NHL players have to wear shields? ›

Beginning in 2013-14, under NHL Rule 9.7, “all players who have fewer than 25 games of NHL experience must wear a visor properly affixed to their helmet.” Almost a decade later, the number of NHL players competing without a visor continues to dwindle.

How do NHL players know when to get off the ice? ›

Buzzer – at the beginning stages of hockey many of the shifts are timed. A shift will last two minutes and the buzzer will go signalling all the players to be shifted off the ice. Coaches – coaches will be much more active at calling players off.

When did NHL make visors mandatory? ›

In 2013, the NHL began requiring all players with fewer than 26 games of experience to wear visors. The hockey visor was first invented by Kenneth William Clay when he lost vision in his left eye to a high stick while playing for the Vanderhoof Bears.

Who has the longest NHL shift on ice? ›

Hughes' remarkable shift set an NHL record dating back to 2007-08, though it wouldn't be enough to prevent the Devils second regulation loss in 21 games. The 21-year-old's entire third period was one for the ages, as he battled furiously to keep his team in it.

What is the NHL icing rule? ›

Icing is when a player on his team's side of the red center line shoots the puck all the way down the ice and it crosses the red goal line at any point (other than the goal). Icing is not permitted when teams are at equal strength or on the power play.

What is the rule 78.7 in the NHL? ›

Rule 78.7 – Coach's Challenge for Off-Side on Goal: If the result of the challenge is that the play was “on-side,” the goal shall count and the team that issued the challenge shall be assessed a minor penalty for delaying the game.

How many current NHL players don't wear visors? ›

With only 12 players not wearing visors left in the NHL, who will be the last player standing?

What current NHL players do not wear visors? ›

Some of the best players today like Ryan Getzlaf, Zdeno Chara, Chris Pronger, Shea Weber and Johan Franzen play without visors, while others like Alex Ovechkin, Corey Perry and Drew Doughty wear visors.

What temperature is NHL ice kept at? ›

Hockey – the temperature should be 22F to 25F (-5.5C to -3C) Figure Skating – the temperature should be 24F to 29F (-4.5C to -1.6C)

Can ice hockey players catch the puck? ›

One more no-no from the NHL rulebook for all players, defenders or attackers: "If the player catches it and skates with it, either to avoid a check or to gain a territorial advantage over his opponent, a minor penalty shall be assessed for "closing his hand on the puck."

Why is icing waved off NHL? ›

Icing is waved off when any of the following occurs: The team committing the icing is shorthanded (except under USA Hockey rules in competitions for 14-and-under age groups). The linesman believes a player on the opposing team (other than the goaltender) could have played the puck before it crossed the goal line.

Who is the last NHL player to not wear a helmet? ›

On this day in 1958, Craig MacTavish is born. He would be the last NHL player to skate without a helmet and would later become general manager of the Edmonton Oilers. Jarred Cohen and 1,566 others like this.

Can you play in the NHL without a helmet? ›

But there are less and less going helmetless these days, and after the next decade or so there will be none. That's because the NHL quietly instituted a rule in mid-November making the wearing of helmets mandatory during pregame warmups as a safety measure for all players who entered the league after 2019-20.

Are colored visors allowed in NHL? ›

Tinted visors are legal in the NHL, and is in fact the type visor ovi wore for a long time after they banned him from wearing a MIRRORED visor, which is very different.

What is the fewest players on the ice in NHL? ›

No, a team can never have less than 3 players on the ice. If a team takes a penalty while they have three players on the ice the penalty will be served at the expiry of the penalty with the least amount of time left. Let's look at the rules and situations behind this more closely.

How fast are NHL players on ice? ›

On the rink, NHL players may attain speeds of more than 20 miles per hour (32 kilometers per hour). Some speed skaters have been measured at speeds of more than 30 miles per hour (48 km/h)!

How many NHL players are on ice at once? ›

Six players from each team are on the ice at any one time. The line up being; netminder, two defencemen and three forwards. These players can be changed at any time as the game is played at such a speed. A team is usually made up of between 17 and 22 players.

What is illegal in ice hockey? ›

Illegal checking

Charging, hitting from behind and boarding are examples of illegal hits. "Charging shall mean the actions of a player who, as a result of distance traveled, shall violently check an opponent in any manner.

Is it still icing If the puck goes through the crease? ›

Icing the puck is the action of a player shooting, batting, kicking, or deflecting the puck from their own half of the ice, as divided by the centre red line, down and across the goal line in the opposing team's defending zone. If the puck enters the net on such a play, then it is not icing.

Is it icing if the puck hits the post? ›

In order for icing to be called, the entire puck must completely cross the edge closer to the end boards. On an icing the puck situation, the puck, after being shot from behind the center red line, hits the cross bar of the goal and deflects in front of the goal.

What is the Gretzky rule in hockey? ›

The Gretzky rule

In June 1985, as part of a package of five rule changes to be implemented for the 1985–86 season, the NHL Board of Governors decided to introduce offsetting penalties, where neither team lost a man when coincidental penalties were called.

What is the rule 42 charging in NHL? ›

Charging is a penalty in ice hockey. Rule 42 of the NHL rulebook dictates that charging "shall mean the actions of a player or goalkeeper who, as a result of distance traveled, shall violently check an opponent in any manner.

What is rule 14D in the NHL? ›

NHL Rule 14D states that “[n]o playing Coach or playing Manager or goalkeeper shall be permitted to act as Captain or Alternate Captain.” The Canucks have thought of a solution though. Willie Mitchell will handle all of the captain's duties on ice—things like those little chats with the referee.

Is there a number never worn in NHL? ›

19, 25, 36, 41, 45, 50, 70, 72, 74 and 88 are all worn by at least one player at each position. Of course, 66, 69 and 99 are not worn by anybody.

Can NHL players wear 1? ›

It is what people know and in 98 years of NHL there are many players who have made their number go down in history. #1 is a number typically reserved for goalies and the following is a list of the Top 5 goalies in history to ever wear the number #1.

Why doesn t the NHL wear full face masks? ›

This is based on two concepts: peripheral vision, and something called the “gladiator effect.” The concerns about peripheral vision come from the fact that full facemasks have a chin cup, which blocks a player's view toward their feet, and the puck.

Are mirrored visors banned in the NHL? ›

NHL GMs banned the mirrored visor as well as “darkly tinted” ones in 2006, at the time Alex Ovechkin was one of the only players to ever use them.

Can you wear a cage in the NHL? ›

In the NHL players can only wear a full cage for while recovering from injury. All players that didn't have 25 games experience before the 13–14 season must wear a visor.

What is the most used visor in the NHL? ›

The most popular visor in the NHL is the Bauer Pro-Clip Straight Visor (Clear). Another popular NHL visor is the CCM Revision V24 Visor.

How many gallons does it take to fill an ice rink? ›

It takes between 12,000 and 15,000 gallons of water to form a hockey rink surface.

What is the coldest NHL? ›

It was notably c-c-colder than the previous record-holder, the first of the NHL's 33 modern outdoor games, when the Montreal Canadiens defeated the Edmonton Oilers 4-3 in the Heritage Classic at Commonwealth Stadium in Edmonton on Nov. 22, 2003. The record book says it was zero degrees at face-off then.

How thick is NHL ice? ›

The ice is only about one inch thick when everything is finished. The official size of an NHL rink is 200 feet long and 85 feet wide. To make an ice sheet with this large surface area requires about 10,600 gallons of water.

Has a puck ever broken in the NHL? ›

“The whole puck needs to go in net and it's pretty tough when the puck breaks in half for it to all go in the net.” While it's quite rare, pucks have broken in half in the NHL as well.

Do hockey goalies get hurt by the puck? ›

A goalie's equipment is big because a puck is hard, can be shot with great velocity, and can injure, sometimes seriously, an inadequately protected goalie.

Why do teams ice the puck? ›

Icing is largely a defensive strategy used to interrupt an opponent's attack in hockey, but it can also be an offensive strategy. And as fast-moving and physical as ice hockey is, with speed, strength, and agility the hallmarks of top players, strategy still plays a big part in the game. Particularly icing.

Why is NHL ice white? ›

Along with painting red and blue lines to indicate different play areas, white paint is used to color the entire ice surface. This is done to allow players to have better visibility of the puck on the ice. With a crisp white backdrop, the hockey puck becomes much easier to see during gameplay.

Why do hockey goalies raise their arm? ›

Goalies often raise their glove for icing because it helps them protect their hand and keep the puck from getting to close. When a goalie sees ice on the stick, they will reach up with their glove to brush off any snow or ice before putting the puck in play.

What is the rule 81 icing in NHL? ›

Icing is rule 81 and ends at 81.6. The key here is that the puck must travel the length of the ice untouched after it has been propelled from the team's own side of center. If the puck touches a member of the defending team including the goalie before or after it reaches the goal line, icing is waved off.

How do they track NHL players ice time? ›

Jogmo World Corp. partnered with Fraunhofer to create the technology used in player and puck tracking. There are 14 antennas placed around the arena. There's a sensor in the shoulder pads being tracked 200 times per second, and a sensor inside the puck that can be tracked 2,000 times per second.

How do professional hockey players know when to change lines? ›

Immediately following a stoppage of play, the home team makes a player (one to five player s) “line change,” following which the visiting team also makes a player change. The Coach of the home team then decides that they want to put different player (s) on the ice to counter the change made by the visiting team.

How do NHL players know when its a TV timeout? ›

Also, when you're at an NHL rink, you can tell if a timeout is TV-related when vertical lights around the timekeepers bench are lit up.

Does the NHL have a sensor in the puck? ›

SMT's sensors are built into pucks from Inglasco, the NHL's puck supplier since 1996. SMT also runs the NHL's Hockey Information and Tracking System (HITS) scoring system that's been used since the 2007-08 season.

How cold is an NHL hockey rink? ›

Well, the ice needs to stay frozen, but, depending on the venue, it might not be all that cold where you're sitting. It's going to be cooler the closer to the ice you are. Generally speaking, the ice will be about 25° and the air, for an inside game, will be somewhere between 50 and 60°.

Do they use real ice in NHL? ›

At the beginning of the hockey season, the arena uses an advanced refrigeration system that pumps freezing "brinewater" (salt water) through a system of pipes that run through a large piece of concrete known as the "ice slab." When the "ice slab" gets cold enough, layers of water are applied to it.

Do NHL pucks have chips in them 2023? ›

The NHL announced on Tuesday that pucks that are imbedded with tracking technology will no longer be used. The change is due to complaints regarding the puck's performance, which began being used at the start of the 2021 season. The league began phasing out the pucks beginning with Tuesday' slate of games.

What does 4th line mean in hockey? ›

The fourth line is often called the "energy line," both because their shifts give other players a chance to rest, and because their physically oriented play is said to give their teammates an emotional boost.

Why do ice hockey players fight? ›

There are many reasons for fights during a hockey game. Some reasons are related to game play, such as retaliation, momentum-building, intimidation, deterrence, attempting to draw "reaction penalties", and protecting star players.

Do NHL players go out after games? ›

The NHL requires each team to take a 17-minute break between periods during televised games, amounting to roughly 15 minutes of downtime once the game starts and ends. When players leave the field, they usually take their jerseys off, towel off, and go to the restroom.

Do NHL players tape their sticks every game? ›

From beer leagues to the NHL, taping the stick is often considered to be a holy pre-game ritual for almost every player. The tape job (or "TJ" for short) needs to be perfect, done the same way, to the same length, with the same amount of overlap, and with the perfect amount of wax, no exceptions.

Do hockey fans get to keep the puck? ›

Yes, unlike soccer or American football hockey is a sport where you can keep the puck if it flies into the stands, the reason being pucks are cheap enough that the league can afford it. Same goes for baseball and tennis.

How do NHL players know when to go to the bench? ›

During play, the coach will tell the bench which line should be ready to go out next. If there's no stoppage, the players on the next line have to be ready and watching for their corresponding teammate to come out.

How heavy is an NHL hockey puck? ›

(a) The puck shall be made of vulcanized rubber or other approved material, one inch thick and three inches in diameter and shall weigh between 5 ½ ounces and 6 ounces and be black in color.

Why do NHL pucks light up? ›

The explanation they gave was simple. They wanted to attract new hockey fans and grow their audience. The thinking was that the puck was too hard to follow, and the glowing streak would enable new fans to hockey a better chance to follow the play. The pucks used were developed by Etak.

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