Person Shares How Bad The US Healthcare System Is Despite Having A Top-Tier Insurance Plan (2024)

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Over the past year, each and every one of us has taken stock and it would be fair to say that a lot more of us prioritize our health and wellbeing than before. However, the past year has also shown the cracks in our healthcare systems, no matter what country we live in. But we all know that the US is a bit… ‘unusual’ with how they approach healthcare.

The country spends the most on healthcare, per capita, than any other developed nation; however, the end result isn’t better care but higher prices, according to the Johns Hopkins Bloomberg School of Public Health.

Tumblr user Avilociraptor opened up about the American healthcare system and how, in their experience, even “one of the most top-tier insurance plans available” wasn’t enough for them to get a meeting with their doctor immediately. Check out Avilociraptor’s story below, let us know what you think, and share your own experiences with health insurance in the comments, dear Pandas.

Avilociraptor spoke to Bored Panda about their viral post, about the changes to the health insurance system in the US, its issues, as well as what could be done to improve it in the future. “I wrote this post in a hospital cafeteria with an oxygen tank by my side, having just received a devastating diagnosis. As you can imagine, I was floored to find a friend had shared my post to their Facebook timeline the other day, not knowing I was the author. I’ve spent much of the last two days reading every comment and share I can find. I think it speaks volumes that this post is resonating with so many people, especially now that the pandemic has left so many of us without any health insurance at all.” Read on for the Tumblr user’s in-depth insights into the American healthcare system and what’s stopping it from being changed.

The US healthcare system is very wasteful. And even “top-tier” insurance plans don’t guarantee that you’ll see a doctor soon, as one person detailed

Image credits: Martha Dominguez de Gouveia

Image credits: avilociraptor

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The Center for American Progress explains that the type of insurance coverage (private vs. public) you have, as well as where you live affects the average wait times to see a doctor.

Meanwhile, according to the Peterson-KFF Health System Tracker, in 2019, health spending per person in the US was 10,966 dollars.

That sounds like a lot, and it is, but the real size becomes apparent when you compare it to the country with the next highest per capita health spending, Switzerland. US spending is a whopping 42 percent bigger than Switzerland’s which came in at second place.

What’s more, wealthy countries spend, on average, only half of what the US does on healthcare per person. Unfortunately, higher spending doesn’t translate into better, faster, more approachable healthcare for everyone in the US.

The New York Times reported on a study about how around 20 to 25 percent of American healthcare spending, or at least 760 billion dollars per year, is “wasteful” and could be cut out. So even small savings-focused changes to the system would have huge effects.

According to Avilociraptor, a lot has changed in their personal life, as well as in the US since they first published their Tumblr post back in 2017. And far from every change is for the better, unfortunately. “From my end, I have seen the overall quality of care degrade as wait times have become even longer with appointments now sometimes as short as five minutes. The health care system is still dismissive and even hostile to patients who are black or indigenous. As a parent, I can now tell you that pediatrics is just as afflicted as adult medicine and is sometimes even worse.”

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Avilociraptor told Bored Panda that this isn’t because more people have access to healthcare. Rather, it’s because of how the “private insurance model has destroyed the doctor-patient relationship by strangling the autonomy of both patients and providers.” As insurance companies continue to restrict physicians’ ability to provide quality care for their patients, the latter are leaving their practices. “Nurses are overworked and underpaid, and yet we demonize them when they strike to provide safer conditions for themselves and their patients,” the author of the post added.

We were curious to get the original poster’s opinion as to why some Americans are resistant to the idea to universal healthcare. The reality of the situation is that this resistance is interwoven with a genuine desire to see others be happy and healthy. “It is too easy to say we are all heartless, and I think most Americans want to have their fellow citizens taken care of because they realize the humanity of the situation. Those who are not persuaded by humanity are swayed by the pragmatics of universal healthcare access—mainly that a healthy population is better for every single economic marker and is less expensive than the system we currently have. Even someone who is completely self-centered would rather pay less from every paycheck as long as their own healthcare isn’t disrupted,” Avilociraptor gave their take.

They continued, highlighting that the flaws in the system flow from the issues with (ironically) how limited democracy can sometimes feel in the US: “The problem is one of implementation rather than desire. The people in this country are nearly powerless on these matters as our government does not represent the people or carry out the will of its citizens. As much as we like to pretend our government is for and by the people, we are not a direct democracy. While 70%+ of Americans support a single-payer healthcare system, the public wanting something does not make it happen in this country.”

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Avilociraptor was to-the-point that the only chance for Americans to be heard is to “regularly write to our representatives on all levels of government,” as well as “pray they hear us and are inspired to action.” However, many Americans don’t even bother writing letters because they don’t get many results.

“The reality is that while politicians may have our best interests at heart when they are first elected, their interest in the needs of the people who elected them fade away quickly due to lobbying and corporate interests,” the Tumblr user shared their opinion about how even politicians genuinely interested in making the country a better place eventually have their idealism blunted by the way the real world works. But Avilociraptor isn’t planning on giving up anytime soon. They believe that bringing the country under scrutiny can create a better, brighter future.

“Despite these roadblocks, I refuse to resign myself to a position of hopelessness. I know doctors and nurses want the ability to treat their patients as they see fit. I know that most people want their fellow human beings—even the ones they don’t like—to access the healthcare they need. What we need to puzzle out now is how to bridge the gap between the will of the people and those who wield the power in this country.”

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Person Shares How Bad The US Healthcare System Is Despite Having A Top-Tier Insurance Plan (2024)

FAQs

What is the biggest problem with America's healthcare system? ›

Lack of insurance coverage, high costs, and poor outcomes are well-documented problems in the US health care system, and policies to address them have been hotly debated for decades. However, complexity is another underappreciated problem that hinders access and affordability and is more difficult to quantify.

Does the US have one of the worst healthcare systems? ›

Yet the U.S. is the only country that doesn't have universal health coverage. The U.S. has the lowest life expectancy at birth, the highest death rates for avoidable or treatable conditions, the highest maternal and infant mortality, and among the highest suicide rates.

What is the biggest reason people in the US don t have health insurance? ›

The high cost of insurance was reported for more than half of all uninsured nonelderly adults and uninsured children as a reason for their uninsurance. Job-related reasons were the second most common explanation for uninsurance for both uninsured adults (41 percent) and children (31 percent).

Why does the US healthcare market system fail? ›

' Sources of market failure in the health care industry are identified as: 1) lack of competition; 2) insufficient information; 3) inadequate access to health care services; 4) presence of externalities; and 5) a persistent disequilibrium in the hospital, physicians, and nurses markets.

What country has the best healthcare system? ›

Healthcare System Performance Ranking

Key findings: “The top-performing countries overall are Norway, the Netherlands, and Australia. The United States ranks last overall, despite spending far more of its gross domestic product on health care.

Can the US afford universal healthcare? ›

Americans right now pay $4.1T a year for their current healthcare. This includes paying the healthcare premiums, copays, and medicine costs. Universal health care or single payer healthcare by most estimates would cost in about $3.6T. So yes, we can afford single payer.

What country is #1 in healthcare? ›

Singapore

What's the worst medical insurance company? ›

UnitedHealthcare is the worst insurance company for paying claims with about one-third of claims denied. Kaiser Permanente is the best large health insurance company for paying claims, denying only 7% of medical bills. Currently insured? It's free, simple and secure.

Who has better healthcare than the US? ›

Despite having the most expensive health care system, the United States ranks last overall compared with six other industrialized countries—Australia, Canada, Germany, the Netherlands, New Zealand, and the United Kingdom—on measures of quality, efficiency, access to care, equity, and the ability to lead long, healthy, ...

What happens in USA if no health insurance? ›

If you don't have health insurance, you're at much greater risk of accumulating medical bills that you may not be able to pay. In a worst-case scenario, you could be sued and have your wages garnished. You might even be forced into bankruptcy.

Why doesn t the US have better healthcare? ›

The underperforming healthcare system lacks some of the factors that fuel innovation in other industries and countries: Consumers have not been cost sensitive because their employers and health plans often cover a large share of their costs, and because they lack the information required to assess quality and cost.

Why are we forced to have health insurance? ›

Some states have implemented individual mandates, requiring residents to have health insurance or face a penalty. These mandates aim to increase the number of people with health insurance coverage to promote better access to healthcare services and reduce the burden on healthcare systems.

When did healthcare become a problem in the US? ›

It was in 1938, she argues, that the structural problems with the U.S. health care system began. In order to understand why 1938 is the key year, it helps to understand how people paid for and thought about health care before that point.

Who pays for healthcare in the United States? ›

The United States primarily relies on employers to voluntarily provide health insurance coverage to their employees and dependents; government programs are confined to the elderly, the disabled, and some of the poor.

Who or what is really to blame for the skyrocketing costs of healthcare? ›

A 2023 study by the Peter G. Peterson Foundation blamed rising prices on three big factors: population growth, population aging, and rising prices for healthcare products and services.

What are four main healthcare problems in America? ›

Inefficiencies. A large portion of all of the issues in the U.S. healthcare system can be attributed to overall inefficiencies. Inadequate staffing, technology, training, and use of time are all factors that make up the high percentage of Americans who are unsatisfied with the current healthcare system.

What is the US health care disadvantage? ›

This is called the U.S. health disadvantage. The U.S. health disadvantage has its roots in neighborhoods and communities where the vital conditions that shape health are unmet for some residents. Communities that lack some or all of the vital conditions that shape health are considered “low-opportunity” neighborhoods.

What are the three major problems facing the healthcare system in the US Quizlet? ›

Issues of the US Health Care System: Access to care, Quality, Cost, and Reform Flashcards | Quizlet.

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