U.S. BANK VISA® PLATINUM CARD (2024)

FAQs

Is U.S. Bank Visa Platinum card hard to get? ›

Yes, it is hard to get the U.S. Bank Visa® Platinum Card because it requires at least good credit for approval.

You must have good to excellent credit (670 to 850) for feasible approval, which reduces the number of eligible applicants. The card has a limited number of perks and benefits compared to other balance transfer cards.

The U.S. Bank Visa® Platinum Card is hard to get because it requires excellent credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

What is the credit limit for the U.S. Bank Visa® Platinum Card? Anecdotal data from cardholders suggests that credit limits for the U.S. Bank Visa® Platinum Card range from $500 up to $20,000.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.

U.S. Bank Cash+ ^® Secured Visa ^® Card.

Detailed Review

If you're looking to finance a major purchase, the U.S. Bank Visa® Platinum Card could be a good choice. That's because the card charges an annual fee of $0, yet it offers a long 0% introductory interest rate on purchases, as well as a good interest-free period on balances you transfer from elsewhere.

Does U.S. Bank Give Instant Approval? Yes, U.S. Bank credit cards may give instant approval when you apply for one of their cards online, though getting approved for an account immediately is never guaranteed.

Is it hard to get a U.S. Bank credit card? It's not hard to get a U.S. Bank credit card, but this depends on your credit score and the card you choose. Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher.

$500 limit with 760 credit, $160,000 a year income, no balance on other cards.

How do you qualify for a U.S. Bank Platinum card? ›

The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

U.S. Bank may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt, but it does not have any cards that guarantee a $5,000+ credit limit. The highest minimum credit limit on a U.S. bank credit card is $1,000 on the U.S. Bank Altitude® Go Visa Signature® Card.

U.S. Bank is one of the five largest banks in the United States and one of the top 10 largest credit card issuers. With cards designed for people with good credit, bad credit and no credit, U.S. Bank has a credit card for anyone looking for flexible spending and valuable rewards.

The U.S. Bank Executive Platinum Card program offers senior executives an exceptional array of premium benefits and travel services that extend the value of the U.S. Bank Corporate Card or U.S. Bank One Card program. U.S. Bank service teams are ready to help you get the most out of your card program.

The best credit card with a $5,000 limit for bad credit is Bank of America® Travel Rewards Secured Credit Card. You can make a deposit from $200 up to $5,000 on the Bank of America Travel Secured Card, making your credit limit equal to that amount. The card also offers 1.5 point per $1 spent and has a $0 annual fee.

Is it hard to get a U.S. Bank credit card? It's not hard to get a U.S. Bank credit card, but this depends on your credit score and the card you choose. Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher.

It is hard to get some U.S. Bank credit cards because they require excellent credit, which means you need a credit score of 750+ for good approval odds. Other U.S. Bank credit cards are easier for people with lower credit scores to get approved for, so it's important to choose wisely.