Making sure that your CVV and credit card number are safe at all times is important. Capital One has a variety of credit card security features to help you protect yourself. And there are always additional measures you can take.
1. Be Careful When Saving Your Credit or Debit Card Information
Saving your credit card or debit card information online might make checkout a breeze. You can add an extra layer of protection by using virtual card numbers. They’re still linked to your credit card account, but they let you use a different number to fill out online payment information.
2. Only Shop With Legitimate Online Merchants and Websites
It goes without saying that there are illegitimate businesses on the internet. Steering clear of sharing your information with sites that you’re wary of goes a long way. If you’re making a purchase, be sure the site has an “s” after “http” (https://) in its URL. That’s a sign that the site is secure and data is encrypted.
3. Watch Out for Phishing Attempts
Have you ever received random text messages that looked like a scam? Or maybe you received a strange call asking for personal information. Whether it comes in the form of an email, text message or phone call, try to beware of scams. And never share your personal information or click on any links you believe are fraudulent.
The Federal Trade Commission also recommends following these best practices:
- Unless you’re sure the caller is who they say they are, don’t give your account information over the phone. If you’re not sure, you could consider calling the organization directly instead.
- Don’t lend your card to anyone.
- If a transaction requires you to hand over your card, watch for any suspicious behavior by the person holding your card.
- Save your receipts to compare them with your monthly statement.
- When it’s time to get rid of old cards, statements and receipts, make sure you’re careful about getting rid of them.
If you’re a Capital One cardholder, you can access and enable security features through the Capital One Mobile app or by signing in to your account online.
