How many days after refund is issued will it be deposited?
Refund delivery
Most refunds are issued in less than 21 calendar days. The fastest way to get a refund is by filing electronically and choosing direct deposit as the delivery method. Taxpayers who do this typically get their refund in less than 21 days.
Refund delivery
Most refunds are issued in less than 21 calendar days. The fastest way to get a refund is by filing electronically and choosing direct deposit as the delivery method. Taxpayers who do this typically get their refund in less than 21 days.
Typical tax refund processing timelines
In most cases, refunds process within the following time frames: E-filed returns: Within 21 days. Paper filed returns: At least 4 weeks. Amended returns: At least 4 weeks, but could be up to 16.
If you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.
| If the IRS accepts your return by: | Direct deposit typically arrives within 3 weeks (21 days) from the day your return is accepted: | Your mailed check typically arrives within 2 months (60 days) from the day your return is accepted: |
|---|---|---|
| Mar. 31 | Apr. 21 | May 30 |
| Apr. 7 | Apr. 28 | Jun. 6 |
| Apr. 14 | May 5 | Jun. 13 |
| Filing and delivery type | Estimated delivery time (from date return is accepted to receipt of tax refund) |
|---|---|
| E-file with direct deposit | Up to 3 weeks |
| Paper file with direct deposit | 4 to 8 weeks |
| E-file with refund check in the mail | 4 weeks |
| Paper file with refund check in the mail | 4 to 8 weeks |
What happens after I successfully verify? We'll process your tax return. It may take up to 9 weeks to receive your refund or credit any overpayment to your account. However, if we find other problems, we'll contact you again and this may delay your refund.
In most cases, you'll receive a credit on your account that's equal to the amount of the original purchase. Retailers like Amazon offer you the choice of applying the amount of the refund toward your credit card account or toward a future purchase with the site.
| Estimated Time to Receive Refund | E-file / Direct Deposit | Paper File / Direct Deposit or Mailed Check |
|---|---|---|
| Up to 3 weeks (21 days)1 | ✅ | |
| Up to 3 weeks (21 days)2 | ||
| Up to 8 weeks (42 to 56 days)3 | ✅ |
Each merchant has its own refund processing time. Some process refunds within a few days, while others may take up to a few weeks. This discrepancy in how long refunds take to process could be due to the merchant's return policies, customer service efficiency, and other internal processes.
How long after federal return accepted does it get deposited?
The IRS generally issues refunds within 21 days of when you electronically filed your tax return, and longer for paper returns. Find out why your refund may be delayed or may not be the amount you expected.
Normally, it's between 10 and 21 days to get your Federal tax refund from the IRS, unless it's a prior year Federal Income Tax Return.
If approved, your Refund Advance will be deposited into your Credit Karma Money™ Spend (checking) account typically within 15 minutes after the IRS accepts your e-filed federal tax return and you may access your funds online through a virtual card.
Most refunds will be issued in less than 21 days. You can start checking the status of your refund within 24 hours after you have e-filed your return.
Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.
Accepted only means the IRS received the tax return without errors on the return. After the tax return has been Accepted by the IRS (meaning only that they received the return) it will be in the Processing mode until the tax refund has been Approved and then an Issue Date will be available on the IRS website.
| Filing method | E-file/Direct deposit | Paper file/Check |
|---|---|---|
| Refund time | 1-3 weeks | 2 months |
The IRS typically deposits tax refunds on weekdays, specifically Mondays through Fridays. Refunds are usually processed and deposited into taxpayers' bank accounts within 21 days after the IRS accepts their tax return.
Depending on the issuing bank or credit card company, it can take an average of 1-7 business days for these funds to show in their account, based on the issuer's settlement process. Credit card accounts typically take longer to display refunded transactions than debit card accounts.
BFS will review your claim and the signature on the canceled check before determining whether they can issue you a replacement check. The BFS review can take up to six weeks to complete.
Why would the IRS send me a letter after I got my refund?
The IRS sends notices and letters when it needs to ask a question about a taxpayer's tax return, let them know about a change to their account or request a payment.
- If you are receiving a tax refund, check its status using the IRS Where's My Refund tool. You can view the status of your refund for the past 3 tax years.
- If you owe money or are receiving a refund, you can check your return status by signing in to view your IRS online account information.
So, if it appears the refund was issued, but you still haven't received it, you can ask the IRS to do a refund trace. This is the process the IRS uses to track a lost, stolen, or misplaced refund check or to verify a financial institution received a direct deposit.
This means the IRS has sent your refund to your financial institution for direct deposit. It may take your financial institution 1 – 5 days to deposit the funds into your account. If you requested a paper check this means your check has been mailed.
A refund is a sum of money which is returned to you, for example because you have paid too much or because you have returned goods to a shop.
