affordable auto insurance Naples FL plans - DIN (2024)

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affordable auto insurance Naples FL plans - DIN (2)

SERVING THE ENTIRE STATE OF FLORIDA WITH COMPETITIVE QUOTES, SUPERIOR POLICIES AND UNSURPASSED CUSTOMER SERVICE.

DIN is providing me auto insurance for a lot less than all the other companies. Thank you!! - Viola O., Naples FLaffordable auto insurance Naples FL plans - DIN (3)

Auto Insurance Naples FL - How Important Is It?

Whether you own a car or a truck, holding the right auto insurance policy can help get you back on the road in the event of an unfortunate accident. For example, if you damaged your vehicle in an accident or lost your car to theft, your insurance policy will cover all damages.

Your auto insurance Naples FL policy is an agreement between you and an insurance company. Here is how it works. You buy an insurance policy and pay a premium. The insurance company pledges to pay for any financial losses due to auto-related accidents during the policy term.

It does not matter what kind of vehicle you own; you can apply for auto insurance Naples coverage to protect your investment. Auto insurance is mandatory in almost all states, and driving without one may have costly legal and financial ramifications. If you live in Naples, Fl, then Direct Insurance Network is the best place to help you get auto insurance that provides complete coverage.

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Coverage Options for Car Insurance in Naples, FL

Collision and Comprehensive Coverage

This coverage pays for all damages related to your car. You can choose to buy either one or both to protect your vehicles. Most likely, the lien holder will require you to purchase both types of this coverage.

Collision coverage protects damages incurred to your vehicle during an accident. In contrast, comprehensive insurance protects your vehicle from all types of physical damages such as theft, fire, vandalism, or flood. The deductible for these insurances may vary from $100 to $1,000.

Liability Coverage

The standard liability coverage covers the property damage and injuries incurred by other people when you are at-fault for an automobile accident.

Medical Payments

The medical payment coverage covers medical costs up to a fixed amount for you and the passengers if you are hurt in a car accident, no matter who is the at-fault driver. This insurance may not be necessary if you and the passengers have good health insurance coverage.

Personal Injury Protection

Some states require you to purchase no-fault coverage or personal injury protection, which covers all medical costs, replacement and rehabilitative services, and funeral services. Personal injury protection coverage also benefits you if you suffer from injuries that result in lost earnings.

Underinsured/Uninsured Motorist Coverage

When the at-fault driver does not have enough liability coverage or is uninsured, this type of overage will help cover the costs involved. The coverage also comes into play when you are a victim of a hit-and-run accident.

Optional Coverage

Optional or special coverage involves rental reimbursem*nt, towing, or roadside assistance. Although none of these options are required, the coverage offers numerous benefits for drivers.

Contact Direct Insurance to Get Auto Insurance in Naples, FL

If you want to know more about how to get the best auto insurance in Naples, FL, call (800) 310-2743 and get in touch with us today. Direct insurance Network represents a large variety of insurance companies, offering a broad selection of affordable auto insurance Naples FL packages. Get in touch today to see if you can apply for our available discount offers.

Whether you own a car or a truck, holding the right auto insurance policy can help get you back on the road in the event of an unfortunate accident. For example, if you damaged your vehicle in an accident or lost your car to theft, your insurance policy will cover all damages.

Your auto insurance Naplespolicy is an agreement between you and an insurance company. Here is how it works. You buy an insurance policy and pay a premium. The insurance company pledges to pay for any financial losses due to auto-related accidents during the policy term.

It does not matter what kind of vehicle you own; you can apply for auto insurance to protect your investment. Auto insurance is mandatory in almost all states, and driving without one may have costly legal and financial ramifications. If you live in Naples, Fl, then Direct Insurance Network is the best place to help you get auto insurance that provides complete coverage.

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Contact Direct Insurance Network to Get Auto Insurance in Naples today!

If you want to know more about how to get the best auto insurance in Naples, Fl, dial (800) 310-2743 and get in touch with us. Direct insurance Network represents a large variety of insurance companies. We have auto insurance Naples experts standing by to take your call.

affordable auto insurance Naples FL plans - DIN (2024)

FAQs

How much is car insurance in Naples, FL? ›

Naples residents pay an average monthly liability-only premium of $70 and an average total coverage premium of $180. Florida has some of the most expensive insurance in the country. These averages compare to $58 for state-required minimum liability and $168 for full coverage, nationwide.

Who has the best auto insurance rates in Florida? ›

State Farm, Geico, Travelers, Mercury and Progressive are the cheapest car insurance companies for most drivers in Florida based on our rate data. According to rate data, on average, Florida auto insurance costs $3,244 per year for full coverage insurance policies, which is 62% higher than the national average.

What is the cheapest car insurance in Florida for seniors? ›

Cheapest car insurance in Florida for seniors: Geico

Geico has the best quotes for senior drivers in Florida. Full coverage from Geico costs $140 per month for a 65-year-old driver in Florida. That's $88 per month cheaper than the state average. State Farm is also an affordable option for Florida seniors.

What is the average cost of car insurance per month in Florida? ›

What is the average car insurance cost per month in Florida? The average monthly cost of car insurance in Florida is $115 for minimum-liability coverage and $270 for full coverage. Florida car insurance rates are well above the national averages of $1,385 for minimum coverage and $3,244 or a full-coverage policy.

What is considered good car insurance coverage in Florida? ›

Recommended Coverage Limits: We suggest that you buy Bodily Injury Liability coverage in the amount of $100,000 per person/$300,000 per incident (accident), at a bare minimum. However, we suggest that you buy higher limits if you have substantial assets that you want to protect.

Why is car insurance so high in Florida? ›

Florida's auto insurance rates are high for several reasons, including the state's no-fault auto insurance laws, risk exposure due to extreme weather conditions, average driver profile, and the number of uninsured drivers. Free. Simple. Secure.

Who typically has the cheapest car insurance? ›

Top 10 cheapest car insurance companies

State Farm is the cheapest national car insurance company, at $50 per month for liability-only coverage. American Family and Geico also have affordable quotes, averaging $61 per month. USAA has the cheapest rates overall, charging $34 per month.

Is Geico cheaper than Progressive? ›

Cheapest quotes for most drivers: Geico

Geico charges slightly cheaper rates if you have a clean record. Geico offers quotes that average $1,937 annually for a full-coverage policy and $727 for a liability policy. Both Geico and Progressive offer quotes at average rates that are close to the national average rate.

What is the number 1 insurance in Florida? ›

Compare Florida Auto Insurance
Best Car Insurance in FloridaOur ScoreCoverage
State Farm9.49.2
Travelers9.59.8
Geico9.18.4
Progressive99.5
1 more row
Mar 23, 2024

Is AARP cheaper than State Farm? ›

AARP auto insurance quote comparison

Quotes from AARP through The Hartford are cheaper than rates offered by Allstate and State Farm, which are some of the most popular auto insurance companies in the United States.

What is the best car insurance for people over 65? ›

Nationwide has the lowest average rates for older drivers and is the best car insurance company for seniors in 2024. Its rates, low number of complaints to state insurance departments and coverage options, like usage-based car insurance, also earn it the title of best car insurance of 2024.

Does credit score affect car insurance? ›

On average, drivers with poor credit pay 118 percent more for full coverage car insurance than those with excellent credit. California, Hawaii, Massachusetts and Michigan prohibit or limit the use of credit as a rating factor in determining auto insurance rates.

How do people afford car insurance in Florida? ›

Florida is the most expensive state for drivers, with average car insurance costs exceeding $3,700 a year for full coverage. The cheapest companies in Florida are Geico, State Farm and Travelers. Drivers can save on car insurance by shopping around, raising their deductible and asking about discounts.

What city in Florida has the cheapest car insurance? ›

The city in Florida with the least expensive auto insurance premiums is Gainesville, which has an average annual premium of $1,782 per year. By comparison, the average cost of car insurance in Florida overall is $2,564 per year.

Is Florida a no-fault state? ›

Florida is a no-fault automobile insurance state. This means that drivers must carry personal injury protection insurance (PIP) to pay for their medical expenses and other accident-related damages, regardless of who caused the collision.

How much is hurricane insurance in Florida? ›

Average annual cost of Florida hurricane coverage

The average cost of homeowners insurance in Florida is around $2000, whereas the average cost of flood insurance is around $600. In order to be adequately protected against hurricane damage, the annual cost you might have to pay could be around $2600 a year!

How much is car insurance in Fort Myers? ›

The average rate for full coverage in Fort Myers is $274 per month.

How much is car insurance in Florida for 20 year old? ›

Average car insurance cost in Florida by age
AgeAverage full coverage rate per yearAverage minimum coverage rate per year
20$7,056$1,796
30$3,947$1,095
35$3,797$1,065
40$3,766$1,045
3 more rows
Jan 10, 2024

Who has highest auto insurance rates? ›

These are the most expensive states for full-coverage car insurance:
  • Michigan: $3,785 per year.
  • Connecticut: $2,999 per year.
  • Florida: $2,947 per year.
  • New York: $2,783 per year.
  • Louisiana: $2,783 per year.
Apr 11, 2024

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