- Cash and cheques
Deposit cash through our Westpac ATMs and get instant value for cash deposited. For cash deposits to some Home and Investment and Offset accounts processing times can vary (processing times below). Cheque deposits are credited to your account that day but are not available for withdrawal until all funds have been cleared. Clearance days apply for cheques to all account types. Deposit limits will apply.
- Cardless deposit
Lets you deposit cash and cheques at select Westpac ATMs to an eligible Westpac account without a card. Deposit limits will apply.
- Coin Deposit Machine
You can deposit coins at Westpac, St.George, BankSA and Bank of Melbourne CDMs with your card. Deposit limits will apply.
Use our Find a branch or ATM locator to find your nearest ATM and CDM where you can make a deposit. Make sure you select the ‘ATM’ filter for ATM deposits or ‘Coin Deposit Machine (CDM)’ filter for coin deposits in the Refine Search bar.
Deposit limits:An aggregated deposit limit of up to $10,000 within any rolling 24-hour period may apply to the cash that can be deposited at a Westpac ATM, CDM and Bank@Post - see table below.
| Deposit at: | Then, you can deposit up to: |
|---|---|
Westpac ATM St.George, BankSA and Bank of Melbourne customers can deposit notes at select Westpac ATMs. |
|
| Bank@Post at selected Australia Post Offices |
|
| Westpac, St.George, BankSA and Bank of Melbourne CDM |
|
Processing times:Cash deposits at an ATM or CDM are credited to your account on that day. Processing and cut-off times will vary depending on the time of day the cash deposit is made. Cheque deposits are credited to your account that day but are not available for withdrawal until all funds have been cleared.
For some Home and Investment Loans and Offset accounts, cash deposits after 7pm (Sydney time) viaan ATM or CDM or after 6.50pm (Sydney time) at participating Bank@Post outlets on a business day, or at any time on any other day, will not be processed until the next business day, despite appearing immediately as available balance in the account, and may impact the interest accrual calculation on your account.
A business day means any day other than a Saturday, Sunday, or a national public holiday in Australia.
Withdraw money free of the ATM Operator fee at Westpac, St.George, BankSA, Bank of Melbourne and Westpac Group partner ATMs.
Use Cardless Cashfor a cardless withdrawal without a debit card on eligible Accounts from any Westpac, St.George, BankSA and Bank of Melbourne or Precinct ATM. Get a cash code through the Westpac App.
ATM Partners
Westpac customers can access ATM transactions free of the ATM operator fee at eligible Westpac Group partner ATMs located in Australia.
What you can do at Precinct ATMs:
- Withdraw cash
- Withdraw cash without your card using Cardless Cash
- Get account balances
- Choose from the following languages: English, Chinese (Traditional & Simplified), Italian, Vietnamese, Korean, Japanese, Malaysian, Bahasa Indonesia, Spanish, French and Arabic.
At atmx by Armaguard ATMs:
- Withdraw cash
- Get account balances
- Choose from the following languages: English, Chinese (Traditional & Simplified), Arabic, Italian, Japanese, Korean, Spanish and Vietnamese.
Use our Find a branch or ATM locator to find your nearest Westpac Group partner ATM.
Non-Westpac Group ATMs
You can also withdraw money and check your balance at Non-Westpac Group branded and non-Westpac Group partner ATMs.
While many of the major bank ATMs are fee-free, there are some operators where ATM operator fees may apply and will vary depending on the ATM used. The fee will be displayed on the ATM screen at the time of the transaction for you to either accept or decline before proceeding.
The ATM operator fee will be debited on the day (or next business day) of the transaction and itemised separately on your statement.
