Consumer Math and Financial Literacy Activities & Projects GROWING BUNDLE (2024)

This GROWING bundle now includes 8 different projects and 1 mini-lesson. The bundle provides a nearly $20 savings!

This GROWING bundle provides teachers with activities and projects for Financial Literacy - checking, savings, credit cards, credit scores, consumer math, monthly budgets and earning statements!

Teaching personal finance and consumer math to middle and high school students can be difficult because the amount of quality resources that are practical and relevant are hard to find. Schools need to do a better job of teaching students to be financially literate and better consumers. Consumer math can be very confusing particularly for students who have very little experience. That's what this GROWING bundle is all about!

All projects within this bundle have been updated to also include a Google Classroom version in addition to the original print-friendly version!

  • The Credit Card Project (Google Classroom version included) provides a simple look at how credit cards work, how credit card companies make money, how payments work, and how to use them responsibly. The file includes a project with worksheets, links to videos about credit cards, information about credit cards, a sample credit card statement and a rubric to grade the project. It is set up with different activities so that the project can be completed at home or at school depending on your preference. This is a great introduction to credit cards for any student!
  • The Savings Account Activities (Google Classroom version included) provides a simple look at how savings accounts work, how banks make money and how to calculate interest. The file includes worksheets, links to a video about bank accounts, a sample bank statement, sample deposit and withdrawal slips, a glossary of important terms and questions about simple and compound interest. It is set up with different activities so that they can be completed at home or at school depending on your preference. This is a great introduction to banks and savings accounts!
  • The Earning Statement (Google Classroom version included) includes an example of a realistic earnings statement along with 18 questions regarding the understanding of how to read one and an answer key. This is a great way to help students understand taxes, social security, income, retirement, etc.
  • The Room Renovation Project (Google Classroom version included) allows students to put some basic math concepts to use in a real-life project. Students will use arithmetic, spatial reasoning, budgeting concepts, consumer math, technology and organizational skills to create a room remodel. Students will draw a blueprint of their room, select paint color, select a new floor and fill up their room with furniture all while staying under budget! They will even have an opportunity to create a 3D model of their remodeled room.
  • The Checking Account Project (Google Classroom version included) contains many activities meant for middle school and high school students. It includes activities to help students understand parts of a check, debit cards, how to write checks, how to endorse and void checks, how to keep a running ledger and even an online ATM simulator to practice using an ATM!
  • The Buy a Car Project (Google Classroom version included) contains many activities meant for middle school and high school students. Consumer math can be very confusing particularly for students who have very little experience. This project contains activities to help build a greater understanding of what goes into buying a car, how it works, and what a buyer has to consider before making such a large purchase. It explores the different aspects of car buying including searching for a car online, getting a car loan, the advantages of a new vs used car and the true costs of owning a car for 5 years.
  • In the Lemonade Stand Project (Google Classroom version included), students will set up a successful lemonade stand using the Lemonade Stand Game online (link provided). Students will determine how much it will cost to make the lemonade, how they will make the lemonade and how much to charge for each cup. The project materials help to guide students to understand how to make the best business decisions and to track their progress. They are able to use their own data tracker to see what works, what didn't and how to make adjustments to improve profits. It is a great way to learn about the fundamentals of economics and becoming an entrepreneur.
  • The Credit Score and Credit Report Project (Google Classroom version included) contains many activities meant for middle school and high school students. The objective of this project is for students to get a basic understanding of credit scores, credit reports and how to improve a credit score so that they can become smarter consumers. Students will be responsible for watching a series of videos and doing activities which can be compiled into a project. You may also break the project up into mini-lessons and activities rather than compiling them all into one project. I believe that for students to understand the importance of a credit score, they need to first understand why having a high score is so important and what choices can positively and negatively impact that score.
  • The Personal Finance and Budgeting Project (Google Classroomversion included) contains many activities meant for middle school and high school students. The objective of this project is for students to develop an understanding of budgeting and personal finance. They will gain practical knowledge and hands-on experience in managing money effectively to achieve their financial goals. It is a perfect addition to any unit or course involving financial literacy and consumer math.

NOTE: I have added a new resource each school year. I recently added a new Financial Literacy project that I am so excited to add to this bundle. I will continue to add new activities. You get all revisions and updates free of charge. Buy now before the price goes up!

You can also click on each individual unit which is included in this bundle by clicking below:

  • Credit Card Project
  • Understanding a Paycheck
  • Lemonade Stand Project
  • Savings Account Activities
  • Room Renovation Project
  • Checking Account Project
  • Buy a Car Project
  • Credit Score and Credit Report Project

If this bundle is too much, you can consider the other bundles with fewer projects:

Consumer Math and Financial Literacy Activities & Projects GROWING BUNDLE (2024)

FAQs

What level of math is consumer math? ›

Consumer math comprises practical mathematical techniques used in commerce and everyday life. In the United States, consumer math is typically offered in high schools, some elementary schools, or in some colleges which grant associate's degrees.

Is financial math the same as consumer math? ›

Consumer math and financial literacy are not the same. They're different types of math aimed to prepare students to deal with mathematical problems that they would find in real life.

What do you learn in math data and financial literacy? ›

In Mathematics for Data and Financial Literacy Honors, instructional time will emphasize five areas: (1) extending knowledge of ratios, proportions and functions to data and financial contexts; (2) developing understanding of basic economic and accounting principles; (3) determining advantages and disadvantages of ...

What is another name for consumer math? ›

Business mathematics, sometimes called commercial math or consumer math, is a group of practical subjects used in commerce and everyday life. In schools, these subjects are often taught to students who are not planning a university education.

What is the hardest level of math? ›

Real Analysis: This course is sometimes referred to as the most difficult undergraduate math course because it delves deep into the theoretical foundations of calculus. It relies heavily on rigorous proofs and demands a high level of abstract thinking.

What is the hardest college level math? ›

Hardest college math classes
  1. Real Analysis: This is a rigorous course that focuses on the foundations of real numbers, limits, continuity, differentiation, and integration. ...
  2. Abstract Algebra: This course introduces students to more abstract mathematical structures, such as groups, rings, and fields.
Feb 26, 2024

How hard is financial math? ›

One thing that's for sure is the high amount of math you will need to study. Finance is a mathematical discipline, so if you aren't as comfortable with math as with other ways of thinking, you may find it more challenging. Additionally, finance also makes use of a vast, highly specific vocabulary.

Is consumer math high school math? ›

Course Description: This high school course prepares students as consumers, and also takes a look at some other math applications in our everyday lives.

Is consumer math algebra? ›

Students will use math and algebra operations to understand how money is earned, spent, and saved. Students will discover valuable skills to make themselves savvy and conscientious consumers in today's global market. Students will travel through a life span and explore how money can shape their life.

What type of math is financial literacy? ›

Topics and Concepts. Solve real-world problems involving money and business by applying operations of fractions, percentages, and decimals. Solve money and business real-world problems by applying ratios and proportional relationships.

What kind of math is financial literacy? ›

There are several financial literacy topics in which mathematical processes are utilized: taxes, interest on savings and interest on debt. Taxes include payroll, property and sales tax and each require you to multiply a tax percentage times a dollar amount for payroll tax or the cost of market value.

What skills do you need for financial math? ›

Necessary Skills: in addition to effective communication skills and knowledge of asset classes, professionals in this area also require strong quantitative and mathematical modeling, coding, and analytical thinking skills.

What does consumer math teach you? ›

Consumer math teaches students real life math skills.

On the other hand, skills like balancing a checkbook or computing taxes and interest rates are some that you probably use often. Consumer math is great because it introduces those concepts and teaches students the math skills they will need throughout life.Mr.

What is an example of consumer math? ›

It is the form of math used to maintain life after your graduate high school. In other words, everyone needs to learn fundamental mathematical skills such that calculating taxes, estimating the monthly budget, shopping expenses or about compound interest.

What does consumer math cover? ›

Consumer Math is the study of practical mathematical techniques that are used in commerce and normal, daily life. Teens learn practical skills like balancing a checkbook and starting a budget.

What are the 4 levels of math? ›

The typical order of math classes in high school is:
  • Algebra 1.
  • Geometry.
  • Algebra 2/Trigonometry.
  • Pre-Calculus.
  • Calculus.

What is the lowest level math college? ›

Studying College-Level Math After Many Years? Make it Easy!
  • Math. ...
  • Algebra 1: This course is also known as college algebra and is the starting point for tackling college math problems. ...
  • Algebra 2: This class is the second of the levels of math in college and builds on the skills learned in algebra 1.
Mar 12, 2024

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